Total permanent disability Claims

If you have sustained and injury that prevents you from returning to work in your usual occupation you may be able to make a claim for Total and Permanent Disability Benefits.

Contact our insurance team on 1800 632 930 or submit an enquiry online for a free assessment.

Frequently Asked Questions

Do I have a claim?

If you are cannot work in your usual occupation due to injury or due to a medical condition you may be able to claim a total and permanent disability benefit under your :-

  • Income Protection Insurance (if any); or
  • Superannuation Policy.

We advise that even if you have a relatively small sum in your superannuation you may have a right to a substantial payment in the event you become total and permanently disabled.

Contact our insurance team on 1800 632 930 or submit an enquiry online for a free assessment.

Can I only claim if I’ve had an accident?


What if I have had the condition for years?

You may still be able to make a claim even if you have had a medical condition or injury which is now causing you to be totally and permanently disabled, for years.

How do I make a claim?

A claim is made by obtaining the claim forms from the insurer or  the trustee of the superannuation  company and completing them. It is important to complete these forms accurately as they are usually required to be sworn on oath.

How long does a claim take?

We are usually in a position to submit all your claims forms within 6 months from the date of instruction. It is usual to have a preliminary decision  from the insurer or a request for further information within 9 months from the date of instruction. 

How much can I claim?

The amount you can claim will be specified in the policy and we can usually advise you of this at your first consultation. 

Enquire today!

Enter your details below and one of our personal injury specialists will contact you as soon as possible for a free, no obligation case review.

Why choose Cairns Personal Injury

No Win. No Fee

We conduct matters on a No Win No Fee basis. You will never receive a bill from us unless your claim is successful*

More about No Win. No Fee

A QLD Law Firm

We are a practice group of MacDonnells Law, one of the largest independant law firms.

More about our history

Free initial Consultation

We offer a free initial consultation to determine whether you have a claim worth proceeding.

Contact Cairns Personal Injury

* Terms and Conditions Apply. The terms of successful case is outlined in our Client Agreement.

Office details

Cairns Personal Injury Lawyers

Cnr Shields and Grafton Streets,  Cairns,  QLD  4870

Tel: 07 4030 0600

Contact Us